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Financial Readiness Program

  • Army Community Services (ACS)
  • Financial Readiness Program
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Sign up for Training

Take control of your financial future - enroll in our classes today. 

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ACS Calendar

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

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Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

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Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

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Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

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Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

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Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

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Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

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Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

Keep Exploring

Spouse Sponsorship Training

Spouse Sponsorship Training

Are you looking for a meaningful way to support our community? Become a Spouse Sponsor and help new families feel welcomed and connected.

Oct 13 9 am - 10 am
Sponsorship Training

Sponsorship Training

Prepare service members for their roles as sponsors, helping newcomers transition smoothly to their new duty stations.

Oct 13 10 am - 11 am

Soldier & Family Readiness Training

DEPLOYMENT ASSISTANCE TRAINING

Oct 16
Soldier & Family Readiness Training

Soldier & Family Readiness Training

DEPLOYMENT ASSISTANCE TRAINING

Oct 16
Soldier & Family Readiness Training
Spouse Sponsorship Training

Spouse Sponsorship Training

Are you looking for a meaningful way to support our community? Become a Spouse Sponsor and help new families feel welcomed and connected.

Nov 10 9 am - 10 am
Sponsorship Training

Sponsorship Training

Prepare service members for their roles as sponsors, helping newcomers transition smoothly to their new duty stations.

Nov 10 10 am - 11 am
Soldier & Family Readiness Training

Soldier & Family Readiness Training

DEPLOYMENT ASSISTANCE TRAINING

Nov 20

Soldier & Family Readiness Training

DEPLOYMENT ASSISTANCE TRAINING

Nov 20
Soldier & Family Readiness Training
Spouse Sponsorship Training

Spouse Sponsorship Training

Are you looking for a meaningful way to support our community? Become a Spouse Sponsor and help new families feel welcomed and connected.

Dec 8 9 am - 10 am
Sponsorship Training

Sponsorship Training

Prepare service members for their roles as sponsors, helping newcomers transition smoothly to their new duty stations.

Dec 8 10 am - 11 am
Soldier & Family Readiness Training

Soldier & Family Readiness Training

DEPLOYMENT ASSISTANCE TRAINING

Dec 18
Spouse Sponsorship Training

Spouse Sponsorship Training

Are you looking for a meaningful way to support our community? Become a Spouse Sponsor and help new families feel welcomed and connected.

Jan 12 9 am - 10 am
Sponsorship Training

Sponsorship Training

Prepare service members for their roles as sponsors, helping newcomers transition smoothly to their new duty stations.

Jan 12 10 am - 11 am
Soldier & Family Readiness Training

Soldier & Family Readiness Training

DEPLOYMENT ASSISTANCE TRAINING

Jan 15